FMERR stands for Freddie Mac Enhanced Relief Refinance. It's a refinancing program that was designed to help homeowners who have little or no equity in their homes refinance into a better mortgage. Specifically, it’s targeted at borrowers
Sep 10, 2024 | Refinancing a Home
Debt Service Coverage Ratio (DSCR) loans are an increasingly popular financing option for real estate investors, particularly those looking to purchase income-generating properties. Unlike traditional loans that focus primarily on the borrower’s per
Sep 09, 2024 | DSCR Loan Investor Loans
Embracing Adjustable-Rate Mortgages in a Fluctuating Interest Rate Environment In today’s market, where interest rates can shift unpredictably, achieving homeownership through conventional fixed-rate mortgages might feel out of reach for many. Howev
Sep 03, 2024 | Purchasing a Home Interest Rates
When navigating the complex world of home financing, every dollar counts. One option that often comes up in discussions is a mortgage buydown, a strategy that can lower your monthly payments, at least for a while. But is it really a good idea? In this blo
Sep 02, 2024 | Purchasing a Home
In the intricate landscape of personal finance, discerning the optimal borrowing strategy can be like to navigating through a maze of options. Jhenesis Mortgage Home equity loans and lines of credit emerge as two prominent pathways for homeowners intent o
Aug 29, 2024 | Credit
Living with 20% interest credit card debt feels like an unending uphill battle. Each month, you make your payments, yet the balance barely moves, and the interest keeps piling up. The financial stress is relentless, the anxiety constant, and the feeling o
Aug 28, 2024 | Home Equity Loan